401(k) limit Graph - IRS CONTRIBUTION LIMITS - Maximum Deferral

Calendar Year	DB 415(b)(1)(A)	DC 415(c)(1)(A)	Maximum Deferral							Highly Compensated Definition Limits Under IRC 414(q)	Annual Comp Limit 401(a)(17), 404(l), 408(k)(3)(C)	Taxable Wage Base
Calendar Year	DB 415(b)(1)(A)	DC 415(c)(1)(A)	401(k) & 402(g)(1)	Over 50 Catch-up Contribution	60-63 Catch-up Contribution	403(b)	SIMPLE	SIMPLE Over 50 Catch-up Contribution	457	(1)(B)	Annual Comp Limit 401(a)(17), 404(l), 408(k)(3)(C)	Taxable Wage Base
2026	290,000	72,000	24,500	8,000	11,250	24,500	17,000	4,000	24,500	160,000	360,000	184,500
2025	280,000	70,000	23,500	7,500	11,250	23,500	16,500	3,500	23,500	160,000	350,000	176,600
2024	275,000	69,000	23,000	7,500	n/a	23,000	16,000	3,500	23,000	155,000	345,000	168,600
2023	265,000	66,000	22,500	7,500	n/a	22,500	15,500	3,500	22,500	150,000	330,000	160,200
2022	245,000	61,000	20,500	6,500	n/a	20,500	14,000	3,000	20,500	135,000	305,000	147,000
2021	230,000	58,000	19,500	6,500	n/a	19,500	13,500	3,000	19,500	130,000	290,000	142,800
2020	230,000	57,000	19,500	6,500	n/a	19,500	13,500	3,000	19,500	130,000	285,000	137,700
2019	225,000	56,000	19,000	6,000	n/a	19,000	13,000	3,000	19,000	125,000	280,000	132,900
2018	220,000	55,000	18,500	6,000	n/a	18,500	12,500	3,000	18,500	120,000	275,000	128,400